Uber has at least $1,000,000 in insurance for some rideshare accidents. The insurance coverage provided by Uber varies based on whether a driver has logged onto the app at the time of the accident and whether or not the driver has passengers in the vehicle at the time of a crash.
You can learn more about how much insurance coverage Uber has after a crash and how to get the company to cover your losses by reaching out to a Fort Lauderdale Uber accident lawyer. An attorney can help you stand up to this big rideshare company and answer any questions that you have.
How Much Insurance Will Uber Have After a Crash?
Uber has a lot of insurance coverage that injury victims can draw on to recover from their losses after a crash. The company says it offers insurance to help protect drivers and passengers.
However, the specific funds available will depend on the facts surrounding an Uber accident.
Insurance Coverage for Accidents Before a Driver Logs onto the App
Uber does not provide any insurance coverage if a rideshare driver causes an accident before logging onto the app. In this situation, Uber expects the driver’s personal insurance to cover any damages associated with the collision.
Insurance Coverage for Online Drivers
Once drivers log in to the Uber app, Uber assumes some responsibility for potential collisions. In this situation, Uber has insurance to cover:
- $50,000 per person for injuries
- $100,000 per accident for any injuries
- $25,000 per accident for property damage
Some states may require Uber to carry additional insurance.
Insurance Coverage for Drivers on a Trip
Finally, Uber offers a larger amount of insurance coverage after drivers accept a trip or end up on a trip. At this point, the company may provide $1,000,000 for injuries and property damage. The company may also pay to repair the car of the Uber driver.
A Fort Lauderdale rideshare accident lawyer can give you more information about how much insurance Uber has in the aftermath of a collision.
Can You Get Compensation from Uber After an Accident?
Yes, you may have a chance to get compensation from Uber after an accident. You may become eligible for compensation if a Fort Lauderdale car accident lawyer can show that an Uber driver caused your crash after logging onto the app.
In this situation, Uber may need to cover all of your economic and non-economic losses. For example, the company may need to pay for your:
- Medical expenses
- Lost wages
- Reduced earning potential
- Pain and emotional suffering
- Mental anguish
- Property repairs
An attorney can review your situation and track all of the losses you sustained, striving to bring you fair compensation and allowing you to make a full financial recovery.
Can You Sue Uber?
You may have the option to file a personal injury lawsuit against Uber in some situations. However, in many cases involving Uber accidents, you can get the money you need by settling with the company. Uber’s large insurance policies can allow injury victims to recover without going through the court system.
Generally, your attorney will only proceed with a lawsuit if the insurance representatives refuse to provide a fair settlement or if negotiations break down. You can discuss this option with a Fort Lauderdale personal injury lawyer.
Does Uber Always Cover Rideshare Accidents?
Uber does not have to pay for all ridesharing accidents, even if they involve an Uber driver. The company only holds liability for crashes that occur after a driver logs onto the app. Additionally, the Uber driver must cause a collision for Uber to have to pay for these losses.
Sometimes, lawyers must pursue other parties for compensation. For example, we may file a claim against a motorist who hit an Uber vehicle, resulting in a multi-vehicle collision. Due to the complex nature of liability in these claims, it’s crucial for a lawyer to start gathering evidence immediately. An attorney may need to:
- Visit the scene of the Uber accident
- Speak to witnesses and take their statements
- Get a copy of the police report
- Collect information from the Uber app
- Get surveillance footage from nearby businesses
You can learn more about the investigative process and potentially liable parties by reaching out to a personal injury law firm today.
Call or text 800-602-5000 or complete a Free Case Evaluation form
Talk to Us About an Uber Crash in Florida
So, how much insurance does Uber have? The company has significant insurance policies, with some exceeding $1,000,000 in coverage for accidents. However, these policies only apply in some situations.
For example, Uber’s largest policies only apply to accidents caused by Uber drivers after they log onto the app. You can learn more about these accidents and the complicated rules surrounding insurance claims by working with our team at Blakeley Law Firm.
We have recovered more than $250 million in compensation for accident victims and their families. Our team truly gets what you’re going through and have the experience and resources to handle rideshare claims. Contact us now to learn more about how we can help.
