A Lyft accident can leave you with medical bills, inability to work, and a confusing insurance claims process, regardless of whether you are a passenger, pedestrian, or another driver.
You don’t have to figure out the claims process alone; a Lyft accident lawyer in Delray Beach can help you understand things like liability, insurance companies, and the legal complexities that can come with these cases.
At Blakeley Car Accident & Personal Injury Lawyers, we are a local law firm that has recovered over $250 million for our clients. We have extensive experience with rideshare accidents, including Lyft collisions. If you are ready to discuss your situation, reach out to us for a free consultation with a Delray Beach rideshare accident lawyer today.
Why Are Lyft Accidents More Complicated Than Regular Car Accidents?
Rideshare accidents, regardless of whether you use Uber or Lyft, can be more complicated than regular accidents for a few reasons.
One of the main reasons is that the way the Lyft app was used during the accident determines whether Lyft’s insurance policy or the driver’s personal policy applies. That doesn’t even include other insurance companies and policies if another driver was involved.
The good news is that a Delray Beach car accident lawyer can evaluate your case and help figure out liability, insurance policies, and whether you have a valid claim. Below is more information on how Lyft coverage varies depending on the state of the app.
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Lyft Insurance and How the App Impacts Claims
Generally, there are three coverage periods with Lyft; so the type of coverage you may have directly corresponds to different actions in the app:
- The Lyft app is off: The driver’s personal auto insurance usually applies.
- The app is on, but the driver has not accepted a ride: Lyft provides contingent liability coverage with lower policy limits if the driver’s personal insurance does not apply.
- The driver is on the way to pick up or is transporting a passenger: Lyft provides up to $1 million in liability coverage, subject to the policy’s terms and conditions.
Determining which insurance policy applies can make a significant difference in your claim. A Delray Beach personal injury lawyer can investigate the accident and identify every available source of compensation.
How Can a Lyft Accident Lawyer in Delray Beach Help Me?
A Lyft accident lawyer can help in several ways after you’ve been injured in an accident, including:
- Investigating how the accident happened. Your Lyft accident lawyer in Delray Beach can gather police reports, witness statements, surveillance footage, and Lyft app data to determine what caused the crash.
- Identifying all available insurance coverage: Lyft accidents often involve multiple insurance policies. A lawyer can determine which policies apply and pursue every available source of compensation.
- Gathering evidence to support your claim: Medical records, accident reports, photos, and expert opinions can all strengthen your case and help prove the extent of your injuries.
- Handling communication with insurance companies: Insurance adjusters may try to minimize or deny your claim. Your lawyer can handle these conversations and protect your rights throughout the process.
- Calculating the full value of your damages: An attorney can evaluate your current and future medical expenses, lost wages, pain and suffering, and other losses so you don’t settle for less than you deserve.
- Negotiating for a fair settlement, based on the details of your case: Many rideshare accident claims are resolved through settlement negotiations. Your lawyer can work to recover compensation that reflects the true impact of your injuries.
- Representing you in court if necessary. If the insurance company refuses to offer a fair settlement, your attorney can take your case to trial and advocate for you before a judge or jury.
The sooner you speak with a Delray Beach Lyft accident lawyer, the sooner important evidence can be preserved, and your legal team can begin building a strong claim while you focus on your recovery.
What Compensation May Be Available After a Lyft Accident?
If someone else’s negligence caused your injuries, you may be able to recover compensation for both your financial losses and the impact the accident has had on your life.
Depending on your case, compensation may include:
- Medical expenses
- Future medical treatment and rehabilitation
- Lost wages
- Reduced earning capacity
- Pain and suffering
- Property damage
Florida is a no-fault insurance state, so your Personal Injury Protection (PIP) coverage may pay for certain medical expenses and lost wages after the accident. If your injuries meet Florida’s legal threshold, you may also be able to pursue a claim against the at-fault party for additional damages.
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Get in Touch With a Lyft Accident Lawyer in Delray Beach Today
If you’ve been injured in a Lyft accident, you may be dealing with injuries and legal questions. The good news is that a lawyer can step in and provide clarity along with helping you with the claims process.
At Blakeley Car Accident & Personal Injury Lawyers, we have 40 years of combined experience and focus on clear and consistent communication to better serve those who choose us for their claims.
We fight hard for our clients, charge no fees unless we win your case, and offer free consultations. Reach out to our firm today for a free case evaluation with our experienced, helpful, and local team.
